Born in Monroe, Louisiana, Dennis Cail has been involved in the tech world since he started in the Navy. After serving in the Navy, he obtained his CS degree and an MBA in Finance. A family man and father, he realized he was having limited success in getting money returned to him, that he lent to friends and family. Ten years later, he set out to solve that problem, to hold people accountable to return lent funds, and remove the awkwardness for the lender. This solution became known as Zirtue.

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